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Abu Dhabi · UAE Free Zone

Abu Dhabi Global Market

The International Financial Centre of Abu Dhabi

Established2013
Companies5000+
Area114 hectares
LocationAbu Dhabi
Official website

Zone at a glance

Cost efficiency
Setup speed
Flexibility

Relative rating across UAE free zones, scored out of five.

Overview

About ADGM

Abu Dhabi Global Market (ADGM) is an international financial centre located in Abu Dhabi, UAE. Established as a broad-based financial ecosystem, ADGM operates under English common law and provides a comprehensive regulatory framework for financial services, fintech, and related activities. It serves as a bridge between East and West, offering access to emerging markets across the Middle East, Africa, and South Asia.

Governing Authority:Abu Dhabi Global Market Authority

Location & Connectivity

Nearest Airport

Abu Dhabi International Airport

35 km away

Address

Al Maryah Island, Abu Dhabi, UAE

Total Area

114 hectares

Nearby Landmarks

Cleveland Clinic Abu DhabiThe Galleria Al Maryah IslandFour Seasons Hotel Abu DhabiRosewood Abu DhabiAbu Dhabi Securities Exchange

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Sectors

Key Industries

Banking and Financial Services
Asset Management
Insurance
Capital Markets
Fintech
Wealth Management
Islamic Finance

Ideal For

Financial institutionsAsset managersFintech companiesInsurance companiesFamily officesProfessional service providersWealth management firms

Licensing

License Types & Costs

Financial Services Permission

For regulated financial services activities including banking, insurance, asset management, and capital markets

Starting from
50,000AED

Activities Allowed

Banking, insurance, asset management, capital markets, payment services

Commercial License

For non-regulated commercial activities supporting the financial ecosystem

Starting from
15,000AED

Activities Allowed

Consulting, technology services, professional services, family office activities

Foundry License

Specialized license for fintech startups and innovative financial services companies

Starting from
10,000AED

Activities Allowed

Fintech activities, innovative financial services, technology development

Processing Time

4-8 weeks for standard applications

Annual Renewal

Same as initial license fee

Validity

1 year, renewable

Need help choosing the right license type?

Our experts can guide you through the licensing options and help you select the best fit.

Residency

Visa Information

Company shareholders, directors, and employees

3 visas

Desk Space

6 visas

Serviced Office

15 visas

Dedicated Office

Unlimited based on space

Custom Office

Employment VisaInvestor VisaPartner VisaDependent Visa
Processing:2-3 weeks
Golden Visa Eligible

Investment

Estimated Costs

License Fee
From 10,000 AED
Visa (per person)
~8,000 AED
Office Space
From 25,000 AED/year
Estimated First Year Total
From 43,000 AED
Approximate, starting estimate

Costs vary significantly based on license type and regulated activities. Financial Services Permissions require higher capital requirements and fees.

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Assessment

Pros & Cons

Advantages

  • English common law jurisdiction with independent courts
  • Specialized financial services regulator (FSRA)
  • Strong regulatory framework and international recognition
  • Access to emerging markets in MENA, Africa, and South Asia
  • Regulatory sandbox for fintech innovation
  • Prime location on Al Maryah Island
  • 50-year corporate tax exemption
  • Strong banking relationships and financial infrastructure
  • Golden Visa eligibility for investors

Considerations

  • Higher costs compared to other UAE free zones
  • Limited to financial services and related activities only
  • Complex regulatory requirements for financial services
  • Longer setup time for regulated activities
  • Not suitable for general trading or manufacturing businesses

Questions

Frequently Asked Questions

Advantages

Why Choose ADGM?

100% foreign ownership with no local sponsor required
Zero corporate tax on qualifying income
Full repatriation of capital and profits
No currency or exchange restrictions
World-class infrastructure and connectivity
Streamlined business registration process

Best For

  • Financial services companies
  • Fintech startups
  • Asset managers
  • Family offices
  • International banks
  • Insurance companies

Not Ideal For

  • Trading companies
  • Manufacturing businesses
  • General consulting
  • E-commerce
  • Retail businesses

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